A new study by Confused.com has suggested people with certain names may be more likely to face higher car insurance premiums than others.

Research by the website revealed men called James make the most reckless drivers, with 31 per cent admitting they have motoring convictions.

The second most dangerous road users were found to be men named Daniel.

Of this group of motorists, some 18 per cent had had a brush with the traffic police.

Among women drivers, those called Lucy were found to get on the wrong side of the law most often.

Confused.com warned people who fail to obey the highway code could be making an expensive mistake.

Head of motor insurance Will Thomas said: "On average, a driver with three points will see premiums leap seven per cent, rising to 25 per cent for six points and 50 per cent for nine points."

In other news, Confused.com said motorists should prepare for long journeys in winter months by ensuring batteries are well-charged.

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