Police officers, road safety experts and educationalists have agreed to progress a national 'Safe Road Use' programme designed to change people's driving habits which could have an impact on car insurance costs.

Launched by secretary of state for transport Ruth Kelly, the principal goal of the scheme is to bring about changes in the driving habits of motorists in the UK and to ensure young drivers are more aware of road safety issues.

The initiative is being handled by the Driving Standards Agency (DSA) and it has enlisted the help of the Scottish Qualifications Authority to educate and inform young people before they learn to drive.

Rosemary Thew, chief executive of the DSA, said it will be of benefit to youngsters before they learn to drive and will bring a new insight into the problems they may face on the road.

"We believe we need a fresh cultural and educational approach to improving driving standards and we have consulted with experts to achieve this," she stated.

Should young people benefit from the education it could reduce the number of accidents involving novice drivers which may help to reduce the cost of car insurance.

Recent research by moneysupermarket.com found the average cost of cover for young men is £370 while for women it is £262.

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