Motorists planning on hiring a vehicle should take out a car insurance policy to cover any damage, an industry figure has stated.

Neil Greig, director of the Institute of Advanced Motorists (IAM) claims even a minor bump could result in consumers paying significant amounts of money for the damage.

He says because a lot of drivers are not aware of the large excess on their policy they could end up with a bill if the car is not returned to the lender in the same condition as when it left.

"The collision damage waiver and the insurance are the key issues, in the hopefully unlikely event of an accident you want to be sure that you are not ending up with a huge bill just for a minor bump," Mr Greig said.

According to Which? many motorists are unaware of the exclusions on car hire policies, which may include the wheels, tyres, roof, windscreen and undercarriage.

A recent police campaign in Tayside may help cut the number of car insurance claims in the area, it has been suggested.The force revealed it conducted a 24-hour crackdown on a variety of motoring offe...

Motorists keen to buy a vehicle that can help them protect the competitive deal they have secured on over-50s car insurance may be impressed with the Honda Accord's performance in a recent safety asse...

Thames Valley police stopped more than 550 motorists last week for a range of offences, including driving without car insurance.During the five-day initiative, officers worked with representatives fro...