An industry figure has claimed that the cost of fraudulent insurance claims is paid by honest consumers by way of increased premiums.

David Kuo, from Fool.co.uk, said that false claims impact upon the price of everyone else's cover and it is therefore not the victimless crime many believe it to be.

Mr Kuo said bogus claims filter through the system and eventually the cost of it will be reflected in higher costs for car or home insurance as well as other forms of protection.

"When people submit fraudulent claims they are doing themselves out of money because next year everybody in the area will have to pay that little bit more to cover for last year's claims," he said.

According to a research by the Association of British Insurers, between March 2006 and March 2007, 11 per cent of adults in the UK had committed insurance fraud in the previous 12 months.

A recent police campaign in Tayside may help cut the number of car insurance claims in the area, it has been suggested.The force revealed it conducted a 24-hour crackdown on a variety of motoring offe...

Motorists keen to buy a vehicle that can help them protect the competitive deal they have secured on over-50s car insurance may be impressed with the Honda Accord's performance in a recent safety asse...

Thames Valley police stopped more than 550 motorists last week for a range of offences, including driving without car insurance.During the five-day initiative, officers worked with representatives fro...