Supporters of better financial education will be pleased to see the latest figures from the IFS School of Finance.

In a statement this morning the charity announced that more than 10,000 students were now studying its GCSE, AS and A-level courses.

The news comes amid growing concern about personal debt, with long periods of low interest rates and easy access to credit having encouraged a more relaxed attitude.

Better financial education is seen as an essential tool in helping people manage their money and avoid serious debt problems.

"This research concluded that 95 per cent of students taking an IFS course were able to manage their own finances," said Anne Kiem, director of external affairs at the IFS School of Finance.

"With such clear evidence that these qualifications change financial behaviour, we are not surprised that so many schools are now ensuring they give their students the opportunity to gain such crucial life skills."

The floods this summer showed that some people are still unaware of the importance of financial products.

A number of those hit by the floods did not have adequate insurance cover.

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