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Stingy Scots snag best insurance deals

Car Insurance News - Published: 16/10/2007
Drivers in Scotland get the best deals when it comes to car insurance, a new report claims.

A study from price comparison site moneysupermarket.com reveals that drivers in cities north of the border are paying far less for their car insurance than some of their southern counterparts.

Motorists in Dundee pay the least for their premiums, forking out an average of £116 to get a Ford Focus insured. East London is the UK's most expensive insurance destination, with cover for a Ford Focus costing an average of £315.

Other expensive parts of the country include Bolton, Liverpool, Manchester and south-east London.

"It is not surprising premiums are high in the inner city area of east London, where crime can be prevalent. Car insurers look at the rate of car crime, the type of car you drive, your age and whether your area has drivers classed as 'high-risk' or particularly prone to accidents," Richard Mason, director of insurance at moneysupermarket.com, said.

"There are no hard and fast rules though, so even if you live in an area where the incidence of car crime is low, you could suffer high premiums because of the number of reckless drivers in your town.

"The gap between the most expensive and cheapest insurance areas is likely to widen as providers continue to load premiums in big city areas, and urban areas considered to be 'at risk'."

The three least expensive cities were Dundee, Aberdeen and Exeter.
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