Drivers who do not declare who was driving when their car is clocked for speeding will face tougher penalties in new legislation to be introduced by the government.

People who are stopped or fined for going over the speed limit and who do not state who was driving the vehicle will now have six points placed on their licence instead of three. Having an increased number of points makes it harder to get a competitive deal on your motor insurance.

The government says that a large number of drivers try to hide the identity of who was driving their car when they get caught speeding so that they can avoid bans. But the RAC foundation says that innocent parties might get caught out by the new fines.

"It's a provision that has been abused and that's really the reason behind upping the stakes in this way Sheila Rainger, of the RAC Foundation, told the BBC.

"Our concern is that it will cause hardship to that small number of motorists who genuinely do not know.

"You might say 'how on earth can you not know who is driving your car' but for a family car shared between four or five members of the one family it's quite possible you genuinely may not know."

A £6 billion investment package to make improvements to motorways and other important roads, which could lead to fewer accidents and in turn, cheaper car insurance costs, has been announced by th...

Home and car insurance customers who used a price comparison site to look at different quotes made savings by doing so, which could prove beneficial in the current difficult economic conditions.Accord...

Consumers who are looking to reduce monthly outgoings as their personal finances come under more pressure could consider shopping around for home and car insurance cover, one industry figure has claim...