Over 50 per cent of Brits mistakenly believe that their E111 form will cover them if they fall ill or succumb to an injury while on holiday, new research has revealed.

The E111 was replaced by the European Health Insurance Card in January 2006 - but the report, from comparison site Moneysupermarket.com, shows that 59 per cent of us still believe that an E111 covers them for free or reduced medical treatment on the continent.

And a "staggering" 42 per cent also think that their NHS patient card can be used.

"It is astonishing that nearly two years after the card has been phased in, awareness has stayed alarmingly low," Richard Mason, director of insurance at moneysupermarket.com, said.

"Medical treatment in mainland Europe doesn't come cheap and holidaymakers stand to lose out and suffer unexpected financial pain.

"Like the E111 before, the EHIC only offers relatively low level financial reimbursement for basic medical bills," he continued.

"Holidaymakers shouldn't view it as a replacement for travel insurance. As well as offering much more comprehensive medical treatment cover, travel insurance protects you for lost or stolen possessions, holiday cancellation, personal liability and a range of other costly possibilities.

"The trick is to shop around for the right level of cover for you at the right price."

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