Money saving tips and ideas for your home, car,
family and household.

Top tips on saving money on all those hidden extras that can see the cost of living spiraling.

• Shop around online for a better mortgage rate
• Cut your home insurance premiums by improving your home security
• Consider using a water meter to cut your water bills
• Use a supermarket price-comparison website to cut your food bills

• When driving, change up a gear at 2,000 rpm (diesel) or 2,500 RPM (petrol) to save fuel
• Use both online comparison sites and insurers own websites to get a good deal and compare cover levels for your car insurance.
• Use a car-sharing scheme to cut your motoring costs further
• Slash your commuting - and get fit - by cycling into work

• Prioritise your debts - pay off the debt with the highest interest rate first
• Switch credit cards to take advantage of 0% interest rate offers
• Put aside a fund to cover emergencies
• Check your credit rating and work to improve it

• Avoid using credit cards abroad - use a debit card instead
• Get the best deal on your flight and hotel by using travel websites
• Travel at unsocial hours to get a better deal
• Book early if possible

• Keep a money diary of everything you spend then review it after a month for possible areas to cut outgoings
• Set aside time to review your finances at the end of each week and month
• Educate your kids about money to strengthen family finances
• Try to buy only essential items - cut back on luxuries